The Fairweather Proposal

The condo's open living room, kitchen and dining area

We’re in a unique circumstance with an exceptional investment opportunity.

A real estate investment.
In one of the country’s most promising markets.
At prime buying time.
With an unimaginable mortgage rate.
And no agent commissions.

You buy half my equity at the 2020 valuation—commission-free.
We share the 2.625% mortgage and other nominal expenses.
And sell for a gain when the market rebounds.

In the meantime,
I keep my beloved condo, avoid a loss,
and spend much more time with my family in NC.
You enjoy Raleigh's amenities with local friends,
and closer proximity to your granddaughters.

Endless Benefits

Buy the dip
Pay 0% agent commissions
Get a 2.625% mortgage vs. the 7.40% national average
Deduct mortgage interest and property taxes
Diversify and reduce risk as you approach retirement
Sell when the market rebounds, right when you’re shifting to cash
Enjoy overnights and fabulous restaurants in Raleigh with friends
Be nearly half the distance to Little Washington
Help me keep a place I love and spend much more time in NC!

A Top-10 Housing Market

The National Association of Realtors named Raleigh one of the top 10 U.S. housing markets for 2026, outperforming the nation on key housing and economic indicators.

It’s also the 10th fastest-growing metro area in the country.

Sources: NAR Housing Hot Spots 2026 (top 10) · U.S. Census Bureau via Axios (growth)

How It’d Work

1
Value the condo at my 2020 purchase price: $616,720 (a total steal).
2
You buy half my equity for just $109,114—commission-free.
3
We split the remaining mortgage payments at 2.625%, along with other ongoing costs—about $1,494 each per month.
4
I come home more frequently than I otherwise would; you and Mom enjoy Raleigh with friends and proximity to the Ratliffs.
5
When the market rebounds, we sell for a hefty gain and split net proceeds.

Source: 2020 purchase price, Homes Raleigh listing for 523 West St #311